Indicator
Banking industry
Implemented
Not Implemented
Not Applicable
Level 0
Level 5
| Level | ALB | BIH | KOS | MNE | MKD | SRB |
|---|---|---|---|---|---|---|
| A legal framework for banking regulation is in place. | ||||||
| A banking supervision authority is in place. | ||||||
| The legal framework allows intangible assets to be used as collaterals for all types of loans. | ||||||
| The legal framework allows for adaptable provisioning requirements for SME lending | ||||||
| Foreign banks are allowed to enter and operate without any restrictions. | ||||||
| Basel III standards are fully implemented. *Not yet adopted but under development | ||||||
| The regulation differentiates between different types of credit institutions. *Partially | ||||||
| A set of well-defined rules determines an asset's ownership and how conflicts or related competing interests are resolved. *Partially | ||||||
| The legal framework’s quality and accuracy in the banking industry undergo periodic evaluations, with corrective actions as needed. |
Note that for Bosnia and Herzegovina, “State” stands for the state level, while “FBiH” stands for the Federation of Bosnia and Herzegovina and “RS” stands for Republika Srpska - the two entities of Bosnia and Herzegovina. Note that the presented scoring criteria system is not a full representation of the scoring methodology used to determine the score for an indicator. For more information, see the Methodology section.