Indicator
Banking industry
Implemented
Not Implemented
Not Applicable
Level | ALB | BIH | KOS | MNE | MKD | SRB |
---|---|---|---|---|---|---|
The legal framework’s quality and accuracy in the banking industry undergo periodic evaluations, with corrective actions as needed. | State RS FBiH | |||||
The regulation differentiates between different types of credit institutions. *Partially | State RS FBiH | |||||
Basel III standards are fully implemented. *Not yet adopted but under development | State RS FBiH | |||||
Foreign banks are allowed to enter and operate without any restrictions. | State RS FBiH | |||||
A banking supervision authority is in place. | State RS FBiH | |||||
A legal framework for banking regulation is in place. | State RS FBiH | |||||
The legal framework allows intangible assets to be used as collaterals for all types of loans. | State RS FBiH | |||||
The legal framework allows for adaptable provisioning requirements for SME lending | State RS FBiH | |||||
A set of well-defined rules determines an asset's ownership and how conflicts or related competing interests are resolved. *Partially | State RS FBiH |
Note that for Bosnia and Herzegovina, “State” stands for the state level, while “FBiH” stands for the Federation of Bosnia and Herzegovina and “RS” stands for Republika Srpska - the two entities of Bosnia and Herzegovina. Note that the presented scoring criteria system is not a full representation of the scoring methodology used to determine the score for an indicator. For more information, see the Methodology section.