Indicator
Registration and information
Implemented
Not Implemented
Not Applicable
| Level | ALB | BIH | KOS | MNE | MKD | SRB |
|---|---|---|---|---|---|---|
| The legal framework on credit information services specifies procedures for correcting mistakes in credit reports and dispute resolution mechanisms. | ||||||
| Measures preventing unauthorised access, destruction, loss, or misuse of credit information data are in place. | ||||||
| Data protection legislation for credit information provides individuals with rights and control over their personal data. | ||||||
| The legal framework for credit information ensures a fair collection of credit-related data, follows specific retention periods, and provides access to this information to relevant parties . | ||||||
| A legal framework for credit information services is in place. *Not yet adopted but under development. | ||||||
| The ownership of pledges on both registered fixed and non-fixed assets is fully documented and publicly available online. | ||||||
| The cadastre is publicly available online. | ||||||
| A cadastre is in place, with compulsory and systematic property registration. | ||||||
| Collected credit information data is comprehensive, updated and made available to credit institutions and the public . | ||||||
| The legal framework’s quality and accuracy in the registration and information systems undergo periodic evaluations, with corrective actions as needed. |
Note that for Bosnia and Herzegovina, “State” stands for the state level, while “FBiH” stands for the Federation of Bosnia and Herzegovina and “RS” stands for Republika Srpska - the two entities of Bosnia and Herzegovina. Note that the presented scoring criteria system is not a full representation of the scoring methodology used to determine the score for an indicator. For more information, see the Methodology section.